Chloe loves her new life pouring beers and mixing cocktails at the Sea Glass Saloon in the Florida Panhandle town of Emerald Cove. But on the job, the only exercise she gets is walking from one end of the bar to the other, so in the mornings she loves to run on the beach. On this morning's foggy run, she spots a sailboat washed up on a sandbar. Hearing a cry, she climbs aboard the beached vessel to investigate and finds not only a mewling kitten but a human skeleton in the cabin.
The skeleton is tied back to Chloe's friend Ralph, whose wife disappeared on a sailboat with three other people twelve years ago. Believing his wife was lost at sea, Ralph remarried. Now he finds himself a murder suspect. Chloe is determined to find out who's been up to some skulduggery, but her sleuthing will lead her into some rough waters and some bone-chilling revelations...